Charlotte Homes under $250,000

Welcome to Charlotte, North Carolina—a vibrant city that beautifully blends Southern charm with a modern urban lifestyle. Nestled in Mecklenburg County, Charlotte is not just the largest city in North Carolina but also one of the fastest-growing cities in the United States. Known as the "Queen City," Charlotte boasts a rich history, a bustling economy, and a diverse cultural scene that attracts families, young professionals, and retirees alike.

For those seeking affordable housing options, Charlotte has a treasure trove of homes priced under $250,000. This makes it an ideal destination for first-time homebuyers or anyone looking to invest in a burgeoning market. From cozy bungalows in historic neighborhoods to charming townhomes in family-friendly communities, there’s something for everyone. These homes often feature spacious layouts, modern amenities, and easy access to local parks, schools, and shopping centers.

Living in Charlotte means enjoying a wealth of recreational activities and attractions. Spend your weekends exploring the scenic U.S. National Whitewater Center, catching a game at the Bank of America Stadium, or indulging in the culinary delights of the city’s thriving food scene. With a strong job market, particularly in finance, healthcare, and technology, Charlotte offers an excellent quality of life paired with affordability.

Whether you’re drawn by the city’s dynamic energy or the allure of its beautiful homes, Charlotte is ready to welcome you home. Discover the charm of the Queen City and explore the incredible opportunities waiting for you in this fantastic community!

Newest Charlotte Homes under $250,000

$220,000

3 Beds ⋅ 3 Baths ⋅ 4430727 MLS ⋅ ACTIVE Status

Located just 4 miles from Uptown Charlotte’s Center City and 1 mile from I-85, this move-in-ready townhome offers comfortable living, everyday convenience and an affordable opportunity to own. Built in 2020, it features 3 bedrooms, 2.5 bathrooms and 1,220 square feet with a layout designed for both relaxing and entertaining. The main level includes a spacious open flow between the living area and eat in kitchen with island. Upstairs, the primary bedroom offers an ensuite and connected walk-in closet, along with two additional bedrooms, a second full bath, and laundry. The roof, appliances and major systems are only six years old, providing added value and peace of mind. With easy access to Camp North End, NoDa, Charlotte’s dining, breweries, arts and surrounding communities, this home makes it easy to enjoy the best of the area. Book your tour today and see how comfortably your next move can be!

5356 Austin Knoll Court, Charlotte

Listing courtesy of Costello Real Estate and Investments LLC. Lori@GLAMrealtyllc.com

$200,000

2 Beds ⋅ 2 Baths ⋅ 4422684 MLS ⋅ ACTIVE Status

Investors, here's your chance to buy a great cash flowing property just outside of Uptown Charlotte! Only 1 mile to the French St Gold Line Station which connects you to Uptown, Elizabeth and Plaza Midwood. Just over a mile to Johnson C Smith University and less than 3 miles to Uptown Charlotte, this area is already seeing tear downs for new construction and a business corridor that is growing and changing with new investment. Tenant in place through June '27, no rental prep needed and immediate stream of cash flow already in place. Tenant pays $1,450/mo in rent, equating to roughly 8.7% gross rent yield. It is very hard to find properties anywhere in Charlotte proper for $200k, much less in a neighborhood with huge upside! Great opportunity for investors looking for a solid 2-bedroom, 2-bathroom brick property with immediate cash flow. An excellent addition to your rental portfolio! Property does have an active tenant in place until June 30, 2027.

2019 St Mark Street, Charlotte

Listing courtesy of COMPASS. chip.jetton@compass.com

$245,000

3 Beds ⋅ 1 Baths ⋅ 4430068 MLS ⋅ ACTIVE Status

Welcome home to this well-maintained 3-bedroom, 1-bath ranch in the British Woods subdivision of Charlotte. Situated on approximately .29 acres +/- with a corner-lot location, this home features a fully fenced backyard with two storage sheds, offering added space for outdoor enjoyment and storage. Conveniently located near restaurants, shopping, grocery stores, parks, and emergency services. Whether you're a first-time buyer, downsizing, or looking for an investment opportunity, this home is ready for you to make it your own. Owner-occupied; seller requires one-hour notice for showings. Showings available daily from 12:00–5:00 PM through ShowingTime.

8100 Carrolwood Drive, Charlotte

Listing courtesy of Century 21 Russ Hollins, Realtors. bill.green@russhollinsrealtors.com

$220,000

1 Beds ⋅ 1 Baths ⋅ 4430598 MLS ⋅ ACTIVE Status

Come and tour Cityview Lofts and check out this swanky condo located in uptown Charlotte. Situated in the Garden District of First Ward and just a few blocks walking distance from everything that uptown Charlotte has to offer. The condo has an open floor plan, large floor-to-ceiling windows, a spacious primary bedroom and an enormous walk-in closet.

708 N Davidson Street, Charlotte

Listing courtesy of Helen Adams Realty. bo@helenadamsrealty.com

$239,000

2 Beds ⋅ 3 Baths ⋅ 4429118 MLS ⋅ ACTIVE Status

Welcome to Raintree! This turnkey 2-bedroom, 2.5-bath townhome offers an excellent opportunity in one of Charlotte’s most sought-after communities. Move-in ready and well suited for an owner-occupant or rental investment, this home combines a functional layout, desirable location, and immediate usability. Investors Welcome! The two-bedroom floor plan features two full baths plus a convenient main-level half bath, providing flexibility for everyday living, guests, or tenants. For investors, the property is ready to be placed into service as a rental without any repairs . For buyers looking for a primary residence, it offers the convenience of a home that is ready to enjoy from day one. The property is priced to sell and being sold AS-IS, with the seller offering $5,000 in concessions in lieu of repairs, subject to lender approval and applicable guidelines. Located in the established Raintree community in South Charlotte, the home offers convenient access to shopping, dining, recreation, and major thoroughfares. Whether you’re looking for your next home or a turnkey addition to your rental portfolio, this property offers a compelling combination of location, flexibility, and value. Schedule your showing today!

8256 Golf Ridge Drive, Charlotte

Listing courtesy of Stone Realty Group. matt@mattstoneteam.com

$238,000

1 Beds ⋅ 1 Baths ⋅ 4340120 MLS ⋅ ACTIVE Status

Pool views, a wood-burning fireplace and new quartz countertops, all tucked beneath the mature trees of Sedgefield. This second-floor Selwyn Farms condo opens to a private covered deck overlooking the community pool, the kind of spot you'll actually use every day. Inside, natural light fills the open living and dining area, and the kitchen pairs those new counters with stainless steel appliances and a 2024 backsplash. The bath features two separate vanity areas, with a door that closes off the tub side for privacy. Windows were replaced throughout in 2023, the heat pump in 2018, and the ceiling fans and light fixtures in 2024. Add a laundry room with a 2024 washer and dryer, exterior storage off the deck, and HOA dues that cover water, landscaping, pest control and exterior maintenance. All appliances convey, including the refrigerator. Then step out to Freedom Park, Dilworth, Myers Park, South End, Montford Drive and Park Road Shopping Center, all minutes away, with the light rail ready for an easy ride Uptown!

762 Marsh Road Unit #7, Charlotte

Listing courtesy of EXP Realty LLC Rock Hill. daneel.blair@exprealty.com

$250,000

2 Beds ⋅ 3 Baths ⋅ 4430235 MLS ⋅ ACTIVE Status

Welcome to 8251 Circle Tree Lane in Crestview I at Raintree. This two-level home offers approximately 1,109 square feet with 2 bedrooms, 2 full baths and 1 half bath. The main level features a living room, dining area and kitchen with granite countertops. Sliding glass doors provide access to the rear outdoor area and deck. A half bath is also conveniently located on the main level. Recent updates include removal of the popcorn ceiling and fresh paint downstairs, along with select exterior pressure washing and deck staining. Upstairs, the primary bedroom features a private full bathroom, while the secondary bedroom also has its own full bathroom. A laundry closet is conveniently located on the upper level near both bedrooms. An additional benefit of ownership in the community is a waiver of the Raintree Country Club initiation fee, subject to applicable community and club terms

8251 Circle Tree Lane, Charlotte

Listing courtesy of Puma & Associates Realty, Inc.. phil@pumahomes.com

$169,000

2 Beds ⋅ 2 Baths ⋅ 4428273 MLS ⋅ ACTIVE Status

WONDERFULLY UPDATED 2 bedroom 2 bath condo in established tree lined neighborhood with LAKE . Reflections. Community offers a lake and easy access to Independence Blvd. Close proximity to shopping and restaurants and Monroe Road. Neutral colors throughout, nice tile accents and storage room in back on patio. . Great rental as well!

8021 Cedar Glen Drive, Charlotte

Listing courtesy of Kerestan Realty. Kerestanrealty@hotmail.com

16406 Redstone Mountain Lane Unit #16406, Charlotte

$240,000

2 Beds ⋅ 2 Baths ⋅ 4429830 MLS ⋅ ACTIVE Status

Great value for the Ballantyne area. Wonderfully maintained by original owners. Large rooms with great closet and storage space. Fresh paint and new carpet. Clean and ready for new owners. Unit has a one car garage accessible from the back of the building. Pull your car in and walk to your condo in the security of your building. All on the main floor. Covered patio off the main living area. Appliances are in great shape, dishwasher new in 2025. Stove and refrigerator replaced in 2022. Washer and dryer are 11 years old. The roof is handled by the HOA but it was replaced in 2021. The HVAC is under a maintenance contract. Great building security with outside locked main entrance with an intercom to allow access to visitors. The neighborhood is packed with amenities from pools, workout facility, tennis courts, playgrounds and plenty of sidewalks for walking. The HOA dues cover the water/sewer, trash, exterior building maintenance, hazard insurance, landscaping, termite bond and pest control. It's been a wonderful home for the seller but they say it's time to sell so we priced it right! There is a rental cap with a waiting list.

16406 Redstone Mountain Lane Unit #16406, Charlotte

Listing courtesy of Howard Hanna Allen Tate Gastonia. kim.overman@howardhannatate.com

3009 Heathstead Place Unit #J, Charlotte

$235,000

2 Beds ⋅ 2 Baths ⋅ 4429083 MLS ⋅ ACTIVE Status

Enjoy comfortable, low-maintenance living in the Heathstead community! This well-maintained ground level 2-bedroom, 2-bath condo features engineered hardwood floors throughout and a very functional layout. An efficient kitchen opens to the dining area and main living area. The primary bedroom includes an ensuite full bathroom, while the second full bathroom is conveniently located near the secondary bedroom and main living areas. Outside, there is a large utility closet allowing for further storage. Residents can take advantage of the community’s large outdoor swimming pool and clubhouse. Conveniently located just minutes from SouthPark’s shopping, dining, and everyday conveniences, as well as the Harris YMCA, this home offers easy access to some of Charlotte’s most popular destinations. Whether you're looking for a place to call home or an investment opportunity, this condo is worth a look!

3009 Heathstead Place Unit #J, Charlotte

Listing courtesy of Savvy + Co Real Estate. sk@frazierkochgroup.com

$250,000

2 Beds ⋅ 1 Baths ⋅ 4429843 MLS ⋅ ACTIVE Status

Updated and move-in ready home with a great combination of modern finishes, outdoor space and convenient Charlotte location! LVP flooring runs throughout the home, creating a clean, low-maintenance look. The updated kitchen features white shaker cabinets, granite countertops, undermount sink and stainless steel appliances including refrigerator and microwave. Replacement windows throughout provide great natural light, while updated lighting adds a fresh, modern feel. The bathroom has also been updated and features a tiled tub/shower surround. Outside, enjoy a covered front porch, fenced backyard and a versatile carport/covered patio area that offers additional covered outdoor living or parking space. The home also features a newer replacement roof and new gutters. Situated on an infill lot in an established Charlotte neighborhood, 1226 Weldon offers an updated, move-in ready option with easy access to Uptown Charlotte and surrounding shopping, dining and entertainment.

1226 Weldon Avenue, Charlotte

Listing courtesy of My Townhome LLC. matt@mytownhome.com

$180,000

3 Beds ⋅ 1 Baths ⋅ 4427643 MLS ⋅ ACTIVE Status

Discounted 3 bedroom brick ranch home located in Trinity Park with no HOA. Estimated ARV to be $250,000. Home needs work and is priced accordingly. Level front and rear yard that borders Mcintyre creek. Wood floors throughout most of the home. Spacious driveway with sufficient parking. A portion of the lot is located in a floodplain but not the structure itself. Listing agent has ownership interest in property.

9226 Feldbank Drive, Charlotte

Listing courtesy of Stikeleather Realty and Auction. Ryan@SRAhomes.com

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