Belmont Homes under $400,000

Welcome to Belmont, North Carolina—a charming town that perfectly blends small-town warmth with modern conveniences. Nestled just a short drive from the bustling city of Charlotte, Belmont offers residents a serene lifestyle without sacrificing access to urban amenities. With its picturesque streets, friendly community, and rich history, it’s no wonder that Belmont is becoming a sought-after destination for homebuyers.

The neighborhood boasts a variety of parks, walking trails, and scenic waterfront views along the Catawba River, making it ideal for outdoor enthusiasts and families alike. Belmont's vibrant downtown area is filled with delightful shops, restaurants, and local cafes, creating a lively atmosphere for both residents and visitors. The community hosts numerous events throughout the year, fostering a strong sense of belonging and camaraderie among its residents.

For those looking to settle down in Belmont, the housing market offers an array of options, including charming single-family homes and modern townhouses—all under $400,000. This affordability makes Belmont an attractive choice for first-time homebuyers, young families, and retirees seeking a peaceful retreat. With well-maintained properties and friendly neighborhoods, you can find the perfect home to suit your lifestyle.

Belmont’s excellent schools, low crime rates, and community spirit make it not just a place to live, but a place to thrive. Whether you’re exploring the local parks, enjoying a meal at a quaint eatery, or participating in community events, you’ll find that Belmont has something for everyone. Discover your dream home in this delightful town and embrace the Belmont lifestyle today!

Newest Belmont Homes under $400,000

$399,999

4 Beds ⋅ 3 Baths ⋅ 4413995 MLS ⋅ ACTIVE Status

Back on the market at no fault to the seller or the home! Welcome to 2312 Belmont Dr, a beautifully updated 4 bedroom, 2.5 bathroom offering 2,479 sq ft of comfortable living space. Nestled on a tree-lined street, this 1976 brick home blends classic charm with thoughtful modern updates. The heart of the home is the beautifully renovated kitchen, featuring quartz countertops, stainless steel appliances and a gas range. Updated flooring and all new windows (2025) makes this home move-in-ready for its new owners. Close to shopping and restaurants in town and only a short drive to Greensboro. A wonderful opportunity to enjoy an updated home in an established and cherished part of Reidsville!

2312 Belmont Drive, Reidsville

Listing courtesy of NorthGroup Real Estate LLC. blakesleegroup@gmail.com

$369,900

3 Beds ⋅ 2 Baths ⋅ 4383335 MLS ⋅ ACTIVE Status

New Price! Beautifully crafted 3-bedroom, 2-bathroom gem nestled in the heart of Morganton. At 1,550 square feet, every inch of this home has been thoughtfully designed with quality craftsmanship that punches well above its price point. Step inside and the open concept layout immediately impresses, featuring a spacious great room with soaring vaulted ceilings that flow effortlessly into the dining area and a charming corner kitchen. Nine-foot ceilings throughout create an airy, elevated feel, while custom cabinetry and granite countertops in the kitchen and both bathrooms add undeniable elegance. The primary bedroom boasts an oversized closet that might just become your favorite room in the house. Practically maintenance-free on the exterior with architectural shingles, rock masonry, and smart board siding, this home lets you spend weekends relaxing instead of repairing. The double garage features an eight-foot-tall door because your truck deserves a proper home too. Out back, a tree-lined deck overlooks a fenced yard complete with a storage building. Conveniently located near restaurants, shopping, walking parks, and the beloved Fonta Flora Trails, with Lake James just twenty minutes away and high-speed internet keeping you connected. Schedule your showing before someone else claims this incredible value.

2455 Saratoga Run, Morganton

Listing courtesy of Carolina Mountain Sales. jacquerealestate@yahoo.com

$280,000

2 Beds ⋅ 1 Baths ⋅ 4352757 MLS ⋅ ACTIVE Status

Price Improvement! Rare opportunity to own in a gated 12-home community between NoDa and Plaza Midwood. Walk to Optimist Hall, the Blue Line, and the Little Sugar Creek Greenway while enjoying the privacy of a boutique community with a private dog park, off-street parking, and a back patio. Fully renovated with refinished hardwood floors, new LVP flooring, stainless steel appliances, stackable washer/dryer, updated lighting, new kitchen backsplash, and fresh paint throughout. Photos are of the model unit. Qualified buyers may receive up to $10,000 in lender assistance and 0% down financing through our preferred lender.

1512 Seigle Avenue Unit #2, Charlotte

Listing courtesy of ERA Live Moore. raph@lintcard.com

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