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Browse All Belmont NC Between $400K - $500K Properties for Sale

$425,000
3 Beds 2 Baths 4399326 MLS ACTIVE UNDER CONTRACT Status
TAKING BACK UP OFFERS Welcome home to this beautifully maintained, move-in-ready residence nestled on a spacious, level lot in an established Belmont neighborhood with no HOA! Built in 2019 and meticulously cared for, this home offers the perfect combination of modern finishes, thoughtful design, and an unbeatable location just minutes from charming downtown Belmont, I-85, shopping, dining, parks, and everyday conveniences. Step inside to an inviting open-concept floor plan featuring upgraded wood flooring throughout and a desirable split-bedroom layout that offers both comfort and privacy. The heart of the home is the beautifully appointed kitchen, complete with shaker-style cabinetry, granite countertops, a stylish tile backsplash, generous bar seating, and ample workspace for everyday living and entertaining alike. The spacious primary suite serves as a relaxing retreat, featuring a walk-in closet, dual vanity, and an oversized custom-tiled walk-in shower. Two additional bedrooms and a beautifully finished guest bath with a relaxing garden soaking tub and custom tile surround provide comfortable accommodations for family and guests. Additional highlights include custom molding throughout, a dedicated laundry room, a double driveway, and a large rear patio overlooking the expansive, level backyard—perfect for grilling, entertaining, gardening, or simply enjoying a quiet evening outdoors. Enjoy all that Belmont has to offer, from its vibrant downtown filled with locally owned restaurants, boutiques, breweries, parks, and year-round community events to its convenient location just minutes from Charlotte, the U.S. National Whitewater Center, and Charlotte Douglas International Airport. Offering the freedom of no HOA, modern finishes, and meticulous upkeep, this exceptional home truly checks every box. Don't miss your opportunity to experience everything this beautiful Belmont home has to offer!

109 Logan Lane, Belmont

Listing courtesy of Real Broker, LLC. realestate@whitneydaigle.com

$475,000
3 Beds 3 Baths 4398745 MLS ACTIVE Status
Discover the charm of this beautiful 3-bedroom, 2.5-bathroom home nestled in the highly popular Morgan's Branch neighborhood of Belmont. Outfitted with $20,000 worth of premium updates including plantation shutters, an integrated home camera security system, new carpet, remodeled half bath and fresh paint throughout, this residence exudes high-end style and total peace of mind. The welcoming open-concept design features a gourmet kitchen complete with granite countertops, a large subway tile backsplash, stainless steel appliances, and a spacious dining area perfect for entertaining, while a separate study offers a quiet space for a home office. Every bathroom has received thoughtful attention; the main-level powder room has been beautifully updated with a new vanity and modern fixtures, while the primary bathroom features an added luxury bidet. Outside, sip your morning coffee on the cover front porch or enjoy the tranquility of a private, fully fenced backyard and a relaxing covered patio. Also, has direct access to the community's scenic walking trails. Plentiful neighborhood amenities include a pool, playground, dog park, trails, and convenient boat storage options—all less than a mile from Lake Wylie and just a short drive from downtown Belmont. This upgraded, move-in-ready home is a must-see! Motivated seller, bring us an offer.

620 Ardent Trail, Belmont

Listing courtesy of Howard Hanna Allen Tate Gastonia. wendy.eaves@allentate.com

$498,000
3 Beds 2 Baths 4398202 MLS ACTIVE Status
Walk to Downtown Belmont from this gorgeous updated brick ranch with rare privacy for an in town property! Located near the end of a cul de sac, this wonderful community with large private lots is a perfect location to commute, schools and to enjoy all that desirable Belmont has to offer. One level living with over 1700 sq ft with charming original details, modern updated conveniences and an unfinished basement for storage or expansion. Front living room with lovely hardwood floors could be study or home office. Dining room with double doors leading to kitchen. The updated kitchen features gas range, lots of counter & cabinet space, coffee station and eat at bar. The spacious great room has a fireplace and a huge picture window overlooking the private backyard with creek & lots of trees. The glassed sun room (unheated) with panoramic views of the .66 acre wooded backyard is the ideal spot to enjoy your coffee or use as flex space for play room, office or gym. All bedrooms have hardwood floors. The primary has 2 closets and an en suite bath. The expansive, light-filled basement provides exceptional utility as a workshop, hobby space, or massive storage zone, with excellent potential to be finished for instant equity. Enjoy peace of mind with new roof 2025, new HVAC 2022 and new tank less water heater 2022. Experience the perfect balance of private, neighborhood living just a short walk from Belmont's vibrant shops and dining!

504 Dogwood Lane, Belmont

Listing courtesy of Howard Hanna Allen Tate Gastonia. ginamflowers@hotmail.com

$425,000
3 Beds 3 Baths 4397307 MLS ACTIVE Status
Brand-new construction in Belmont with NO HOA, and it's move-in ready now. Welcome to 300 Margarette Avenue, a 2026-built 3-bed, 2.5-bath home on a private 0.38-acre corner lot backed by mature trees, just minutes from I-85, top schools and downtown Mount Holly. This area offers a vibrant downtown with proximity to inviting parks, greenways, and restaurants. This location is the midway point between Belmont and Mount Holly, some of the most loved small towns near Charlotte. Step inside to an open-concept main level made for real life and easy entertaining. Wide-plank flooring runs throughout, sunlight pours in, and the living, dining, and kitchen flow together as one bright, connected space. The kitchen is the showpiece: crisp white Shaker cabinets, granite countertops, a tiled subway backsplash, stainless steel appliances, matte-black fixtures, and a center island with seating for casual mornings and crowded weekends alike. A sliding glass door opens to the backyard, where wooded privacy and room to roam wait just outside. Upstairs, all three bedrooms, both full baths, and the laundry room live together, no hauling baskets between floors. The owner's suite is a true retreat with a walk-in closet, double granite vanity, and a glass-door tiled walk-in shower. The secondary bedrooms are generously sized with their own full bath. Outside is a welcoming covered front porch, a rear patio for the grill, and an attached 2-car garage. New roof, new systems, new everything, giving the peace of mind only a brand-new build delivers. No deferred maintenance. No HOA dues. 20 minute drive to Uptown Charlotte and 10 to Charlotte Douglas Airport, yet tucked into the charm of Belmont and Mount Holly. Enjoy downtown Belmont for Stowe Park concerts, Old Stone Steakhouse, Honeycomb Cafe, String Bean, and the nostalgic Belmont Drive-In. Spend weekends at Daniel Stowe Botanical Garden, exploring the U.S. National Whitewater Center is right across the river with 1,300+ acres of whitewater rafting, kayaking, zip lines, miles of mountain biking and hiking trails, rock climbing, and live music festivals all year long, or on Lake Wylie at South Point Access Park. Award-winning local festivals, nine parks, and small-town energy, all with big-city access. New build. Prime location. No HOA. Priced to sell. Schedule your private showing today!

300 Margarette Avenue, Belmont

Listing courtesy of Costello Real Estate and Investments LLC. vince.popejoy@costellorei.com

$415,000
3 Beds 3 Baths 4394977 MLS ACTIVE UNDER CONTRACT Status
You’ve worked hard, executed your strategy, and earned a lifestyle that refuses to compromise on quality. Welcome to 233 Park View Dr—a townhome redefined for the modern high-achiever! This stone-accented masterpiece trades traditional aesthetic for sharp, contemporary sophistication. The chef’s kitchen is a triumph of design, boasting premium granite counters, a top-tier gas range, and elite appliances that cater to your refined taste. Tailored perfectly for the work-from-home professionals who value flawless connectivity and a rapid route to the interstate, this home is your personal executive suite. Ascend to the upper level to find a spacious, open loft area—the perfect versatile space for a wellness studio with room for your infrared sauna, a media lounge, or private retreat. Every detail is calculated for peak organization, from the upgraded solid closet shelving to a pristine double garage featuring sleek storage cabinetry and polished epoxy floors. When it’s time to clock out, step onto the private rear deck to enjoy a drink by the stone ledge featuring your own cozy chiminea. Beyond what meets the eye, this residence offers exclusive, hidden luxuries tailored for a one-of-a-kind lifestyle. The main level boasts an extensive speaker system expertly wired to a central living room cabinet, ensuring seamless audio entertainment without the visual clutter. The professionally designed interior highlights breathtaking light fixtures. Upstairs, the primary suite conceals its finest secrets: the primary bath features a built-in wall safe easily hidden behind your choice of artwork, while the bedroom ceiling holds a stunning, custom constellation installation that magically comes to life under a blacklight. The primary bathroom mirror transforms into a TV once connected to streaming services. Located in the exclusive Waters Edge community, with a short walk to the YMCA, and zoned for Belmont schools, step into the elevated standard of living you deserve!

233 Park View Drive, Belmont

Listing courtesy of Howard Hanna Allen Tate Gastonia. megan.triplett@allentate.com

$475,000
4 Beds 3 Baths 4391713 MLS ACTIVE Status
Nestled within the highly desirable Amberley neighborhood of Belmont, NC, this 4 bedroom, 2 1/2 bath residence perfectly balances modern elegance with comfortable living. From the moment you arrive, the charming front porch invites you to step inside and discover a meticulously maintained home designed for both daily life and entertaining. The heart of the home is a spacious, light-filled living room that flows seamlessly into the gourmet kitchen and dining areas. A chef’s delight, the kitchen features expansive countertops and ample cabinetry, and a double oven with a layout optimized for culinary creativity. The home's functional design is further highlighted by a welcoming foyer and a dedicated drop zone, ensuring the main level remains organized and clutter-free. The upper level serves as a sanctuary of comfort, anchored by a versatile loft area that can easily function as a home office, or playroom. The primary suite is a sprawling retreat featuring a tranquil bedroom, a spa-like ensuite bathroom with dual vanities, and a massive walk-in closet. Three additional generously sized bedrooms offer ample space for family and guests, all served by a well-appointed full bathroom. For added convenience, a dedicated laundry room is strategically located near the bedrooms. Rear entry garage with expansive driveway at back of the home. The driveway will accommodate up to 8 cars in addition to the 2 car garage. Tons of parking opportunities for all of your entertaining needs. The Amberley neighborhood offers outdoor pool, sports courts, playground, and sidewalks for your enjoyment. This home is a blank canvas, ready to make your own!! Come check it out!!

4053 Armstrong Farm Drive, Belmont

Listing courtesy of Howard Hanna Allen Tate Charlotte South. tara.diggs@allentate.com

$409,900
4 Beds 3 Baths 4391220 MLS ACTIVE Status
DEEDED BOAT SLIP INCLUDED! This isn't just a townhome—it's one of the most affordable ways to own the lake lifestyle you've been dreaming about. Skip the marina waitlists because your boat has a permanent home, and it conveys with the property. Opportunities like this in Waters Edge are incredibly rare. Welcome to one of Belmont's most desirable waterfront communities, where neighbors become friends, weekends are spent on the water, and summer never really ends. From the inviting front porch with room for rocking chairs to the beautifully designed interior, every space was created for comfortable everyday living and effortless entertaining. The open-concept main level seamlessly connects the kitchen, dining area, breakfast bar, and spacious family room, creating the perfect gathering place for family and friends. Granite countertops, stainless steel appliances, abundant cabinet space, and a convenient drop zone make daily life both functional and stylish. A flexible main-level room with a closet provides the perfect fourth bedroom, private home office, or guest space, while a conveniently located half bath completes the first floor. Step outside to your own private backyard retreat. A fully fenced yard, expansive patio, additional seating area, and low-maintenance artificial turf mean you'll spend your weekends enjoying life instead of maintaining it. Upstairs, the spacious primary suite features an elegant tray ceiling and a spa-inspired bath with a large walk-in shower and built-in bench. One of the home's most thoughtful features is the oversized walk-in closet with direct access to the laundry room—a convenience you'll appreciate every single day. Two additional bedrooms and a full bath complete the upper level. Beyond your front door, the Waters Edge lifestyle continues with a community pool just a short walk away, nearby Tailrace Marina, the Belmont YMCA, JR Cash's Grill & Bar, charming downtown Belmont, and quick access to I-85 for an easy Charlotte commute. The deeded boat slip sets this property apart. It's not a shared community amenity or a waiting list opportunity—it conveys with the home, giving you permanent access to the Catawba River whenever adventure calls. Combine that with a beautifully maintained four-bedroom townhome, private outdoor living space, and an unbeatable Belmont location, and you'll understand why opportunities like this rarely come available.

773 River Park Road, Belmont

Listing courtesy of ERA Live Moore. lorie.stadick@theS2Team.com

$479,000
3 Beds 2 Baths 4389922 MLS ACTIVE UNDER CONTRACT Status
Welcome to your private retreat in the charming Heather Glen community. Perfectly positioned on a desirable corner lot, this Cape Cod–style home blends timeless character, modern efficiency, and everyday comfort. Step inside to a bright and inviting floor plan featuring 3 bedrooms, 2 full baths, a 2-car garage, and the highly desirable Primary Suite on the main level. The second floor offers incredible versatility with additional living space, including a flex room with a closet — ideal for a home office, guest retreat, fitness space, or media room. (Home is listed as 3 bedrooms based on the septic permit). The backyard is where this home truly shines. Enjoy your own private oasis featuring a newly installed 2025 saltwater in-ground pool, screened-in porch, and fully fenced backyard — designed for relaxing, entertaining, and making memories year-round. Thoughtfully upgraded for today’s lifestyle, this home features paid-off (NO LEASE) solar panels that transfer with the home installed in 2023, two LG battery storage systems, a whole-house water filtration system, hardwood flooring throughout the main living areas, and no carpet. Located just minutes from shopping, dining, and everyday conveniences, this Heather Glen gem offers the rare combination of charm, efficiency, outdoor living, and modern upgrades — all in one unforgettable home.

113 Heather Glen Lane, Belmont

Listing courtesy of Better Homes and Gardens Real Estate Paracle. taliajohnson@paraclerealty.com

$424,900
3 Beds 3 Baths 4382704 MLS ACTIVE Status
New Market Price! Just a 15-minute walk from downtown Belmont, NC, you can live in the desirable Adam’s Bluff Subdivision. This 3-bedroom, 2.5-bath home is ready and waiting for the next family. Inside, the main level offers a seamless open floor plan between the dining and living rooms, complete with a cozy gas-log fireplace and laminate wood flooring throughout. The large kitchen boasts extensive counter and cabinet storage, a classic tile backsplash, and stainless steel appliances, while a stylish sliding barn door leads to the main-floor laundry room and attached 2-car garage. Upstairs, the primary bedroom features an elegant tray ceiling and a walk-in closet, and the recently updated primary bath includes modern tile floors, a walk-in shower, and a new vanity cabinet with split sinks. Bedrooms 2 and 3 share a second updated bathroom with new tile, a tub and tub surround, and a single-sink vanity. Notable improvements include a new HVAC system installed in 2021. This home features a large back deck with a gazebo, steps down to a brick paver patio, and a fully fenced backyard. Belmont offers the small-town feel just 25 minutes west of Uptown Charlotte. Downtown offers restaurants, pubs, breweries, retail, parks, and family-friendly events all within walking distance. Enjoy walking with quick access to the HOA community walking paths. This path exits over by Sixth Street, where you can access the Abbey Creek Greenway. The Abbey Creek Greenway connects to the Belmont Recreation Center and Kevin Loftin Park on the Catawba River.

107 Howe Street, Belmont

Listing courtesy of Keller Williams Ballantyne Area. jmoll@kw.com

$455,000
4 Beds 3 Baths 4377359 MLS ACTIVE Status
******Seller offering $3500 toward closing cost with acceptable offer ***** Welcome to South Point Ridge! This beautiful 1.5-story home features 4 bedrooms and 3 full bathrooms, tucked away in a quiet, desirable neighborhood just minutes from vibrant downtown Belmont. The main level offers a spacious primary suite complete with a walk-in closet and an en-suite bath featuring a separate soaking tub and shower. Two additional bedrooms share a conveniently located full bath. Hardwood floors flow throughout the main living areas, while the bedrooms offer comfortable carpeting. Upstairs, you'll find a versatile 4th bedroom or home office with its own private full bath — perfect for guests, remote work, or a bonus space. The kitchen is equipped with granite countertops, stainless steel appliances, and opens seamlessly into the living area, creating an ideal layout for entertaining. Just off the kitchen, the bright sunroom is surrounded by windows that fill the space with natural light. Step outside to enjoy the fully fenced backyard backing up to a tree line, offering the privacy and peaceful setting you’ve been looking for. This home combines comfort, functionality, and location — all within easy reach of shopping, dining, and entertainment in downtown Belmont. **Per the HOA: Property must be owned by an individual (no LLC/corporate purchasing permitted). Investors must occupy the home as a primary residence for a minimum of 18 months prior to any leasing or rental action. Buyer's agent to verify all HOA.

2172 Southridge Drive, Belmont

Listing courtesy of NorthGroup Real Estate LLC. meaghancolberg@gmail.com

$434,900
3 Beds 3 Baths 4370628 MLS ACTIVE Status
Welcome to life in the Villages of South Fork—where comfort, style, and convenience come together just minutes from the charm of downtown Belmont and festive McAdenville. From the moment you step inside, you’re greeted by a thoughtfully designed main level that balances everyday functionality with inviting spaces to gather. A dedicated home office and formal dining room sit at the front of the home, while the heart of the home opens up to a bright kitchen and spacious living area. The kitchen features crisp white cabinetry, a center island perfect for casual seating, and a butler’s pantry that adds both elegance and extra storage. Just off the garage, a practical drop zone and half bath help keep everything organized and within reach. Upstairs, a generous loft offers the perfect flex space—ideal for movie nights, a playroom, or a second living area. The primary suite serves as a relaxing retreat, complete with an ensuite bath featuring dual vanities, a soaking tub, and a separate shower. Two additional bedrooms, a full bathroom, and a conveniently located laundry room round out the upper level. Outdoor living is just as enjoyable, with a welcoming front porch and a fenced backyard featuring a cozy deck—perfect for morning coffee, evening unwinding, or weekend entertaining. All of this, plus a prime location near I-85, the U.S. National Whitewater Center, and Charlotte Douglas International Airport, makes this home an ideal blend of accessibility and neighborhood charm.

5048 Thomasville Drive, Belmont

Listing courtesy of COMPASS. kara.coll@compass.com

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“ Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Some IDX listings have been excluded from this website. Properties may or may not be listed by the office/agent presenting the information © 2026 Canopy MLS as distributed by MLS GRID”

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Between $400K - $500K Belmont Real Estate

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