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Browse All Belmont NC Under $200K Properties for Sale

$130,000
4356753 MLS ACTIVE Status
Experience the pinnacle of custom living on this premier .66-acre homesite, perfectly positioned deep within the exclusive gated community of Reflection Pointe. This exceptional lot offers seasonal water views of Lake Wylie and features a sloped topography ideal for a custom walk-out basement or crawl space foundation. Rare privacy is built-in, as the property borders community greenspace on both the rear and side, providing a natural buffer and a scenic path leading directly to the clubhouse. As a true custom-home community, Reflection Pointe allows you to work with a featured builder or your own to meet the high standards of the neighborhood (minimums of 2,000 sq. ft. for 1-story and 2,400 sq. ft. for 2-story homes). Residents enjoy resort-style amenities including a waterfront pavilion, community beach, marina area, boat storage, pool, and tennis/pickleball courts. While there is no immediate timeframe to start your build, the community ensures a high-quality environment with a 12-month completion window once plans are approved. Located just 20 minutes from Charlotte Douglas International Airport and 30 minutes from Uptown Charlotte, you can enjoy the quiet, small-town charm of Belmont’s restaurants and breweries while remaining connected to the city. If you are ready to build your dream home, this unique lakeside opportunity is a must-see.

5120 Watermead Lane Unit #135, Belmont

Listing courtesy of Keller Williams Ballantyne Area. jmoll@kw.com

$195,000
4333375 MLS ACTIVE Status
Experience the pinnacle of lakeside living with this premium .99 acre waterfront lot located in the exclusive gated community of Reflection Pointe on Lake Wylie. Situated at the end of a quiet cul-de-sac, this expansive property boasts over 200 feet of shoreline within a protected cove, offering a private retreat for non-dockable lake access. It is the ideal site for outdoor enthusiasts, providing direct kayak and paddleboard access to the main body of Lake Wylie right from your backyard. This custom home lot offers the flexibility to work with featured luxury builders or your own builder, provided they meet the community’s architectural standards. Building requirements include a minimum of 2,000 HLA for a single-story home and 2,400 HLA for a two-story home, ensuring a high standard of craftsmanship throughout the neighborhood. Beyond the lot itself, Reflection Pointe offers a resort-style lifestyle with an array of luxury amenities, including a clubhouse, swimming pool, tennis courts, and a community beach. Residents also benefit from practical conveniences such as on-site boat storage, a marina area, soccer fields, and scenic fountains. This prime piece of Belmont, NC real estate, is located just 10 minutes from the vibrant downtown Belmont district, known for its local breweries, fine dining, and parks. With a convenient 20-minute commute to Charlotte Douglas International Airport and only 30 minutes to Uptown Charlotte, this property perfectly balances secluded waterfront tranquility with easy access to the region’s major business and travel hubs.

5040 Hermitage Court Unit #210, Belmont

Listing courtesy of Keller Williams Ballantyne Area. jmoll@kw.com

$185,000
4168163 MLS ACTIVE Status
Experience the pinnacle of Lake Wylie waterfront living with this exceptional 300-foot-deep lot located in the prestigious gated community of Reflection Pointe. Perfectly engineered for a custom walkout basement home, the lot’s generous depth provides ample space for a private backyard oasis and pool area. Positioned in a future residential shoreline area according to Duke Lake Services, this property offers the potential for a private dock. With favorable water depth, residents can enjoy direct access to the Lake Wylie main channel for boating, kayaking, paddleboarding, and jet skiing. As a "true" custom home community in Belmont, NC, Reflection Pointe maintains high architectural standards with a minimum of 2,000 HLA for ranch-style homes and 2,400 HLA for two-story residences. There is no timeframe to build, allowing you to secure your land now and design your dream home when ready. The community features a robust amenity package, including a luxury clubhouse, pool, tennis courts, paved walking trails, a soccer field, and a waterfront pavilion with a community beach. For outdoor enthusiasts, the neighborhood also provides a marina and dedicated boat/RV storage. Ideally located just 10 minutes from Downtown Belmont’s breweries and retail, 20 minutes from CLT Airport, and 30 minutes from Uptown Charlotte, this lot is the ultimate choice for those seeking a private, high-end lake lifestyle.

2033 Beauhaven Lane Unit #22, Belmont

Listing courtesy of Keller Williams Ballantyne Area. jmoll@kw.com

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“ Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Some IDX listings have been excluded from this website. Properties may or may not be listed by the office/agent presenting the information © 2026 Canopy MLS as distributed by MLS GRID”

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Under $200K Belmont Real Estate

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