Monroe Homes under $250,000

Welcome to Monroe, North Carolina – a charming city that beautifully combines the warmth of Southern hospitality with the vibrancy of modern living. Nestled in Union County, Monroe is rich in history and offers a delightful blend of small-town charm and urban conveniences. With its picturesque streets, friendly neighborhoods, and a strong sense of community, Monroe is a place where families thrive and friendships flourish.

One of the most appealing aspects of Monroe is its affordability. For those seeking a home without breaking the bank, this city boasts a variety of options under $250,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, Monroe offers a range of properties that cater to diverse needs and preferences. From cozy single-family homes to charming townhouses, you’ll find the perfect place to call your own.

Living in Monroe means enjoying the best of both worlds. The city is surrounded by beautiful parks and green spaces, perfect for outdoor activities and family gatherings. Monroe’s vibrant downtown area is filled with local shops, delicious eateries, and cultural attractions, ensuring there’s always something to explore. Plus, with easy access to major highways, commuting to nearby Charlotte or other surrounding areas is a breeze.

Discover the charm of Monroe, NC, where affordable living meets a welcoming community. Your dream home under $250,000 is waiting for you in this delightful city!

Newest Monroe Homes under $250,000

$240,000

2 Beds ⋅ 1 Baths ⋅ 4430267 MLS ⋅ ACTIVE Status

-PRE-INSPECTED HOME - INSPECTION AVAILABLE, Cute Bungelow, with large spacious kitchen, hardwood floors, open large kitchen with refrigerator, updated appliances leading to a interior breakfast area with sunroom type windows; large storage room in back of home, large storage exterior building, .42 acre yard, home is located in the area of Lake Lee Estates, new construction homes surrounds this cute bungelow. Fireplace Where is - As is. Home being sold with NO REPAIRS, although inspection is available for buyer. The backporch overlooks a large spacious back yard - no covenants and restrictions, Owners have Never Lived in Home, and are selling "AS IS", NO REPAIRS - Has been a rental.

1609 Russell Courtney Road, Monroe

Listing courtesy of Keller Williams Ballantyne Area. sharonfinch@kw.com

$219,900

3 Beds ⋅ 1 Baths ⋅ 4429680 MLS ⋅ ACTIVE Status

Found It: Your Needle in the Haystack! Needle… meet haystack! A three-bedroom home in this area for $219,900? Stop scrolling and take a look at 712 Edgehill Drive in Monroe. This three-bedroom, one-bath home is ready for a little TLC and a lot of imagination. Refresh it, make it yours, and build sweat equity as you go — or explore the possibilities as an investor. Sitting on an almost half-acre lot with a spacious backyard, there’s plenty of room to spread out, entertain, play, garden, or simply enjoy the extra outdoor space. At this price, you get the chance to choose what comes next instead of paying for someone else’s vision and there’s plenty to enjoy beyond your front door. Spend an evening dining or browsing the shops in Historic Downtown Monroe, plan a visit to Treehouse Vineyards, or head into Charlotte when you’re in the mood for Uptown’s restaurants, entertainment, and events. Schedule your showing today to see why this might be the needle you’ve been searching for!

712 Edgehill Drive, Monroe

Listing courtesy of THE AVALON REALTY GROUP LLC. lrivera@trinityfieldservicesnc.com

$229,000

2 Beds ⋅ 2 Baths ⋅ 4428428 MLS ⋅ ACTIVE Status

WONDERFUL OPPORTUNITY IN MONROE! Looking for a little extra space and a peaceful setting? This property offers 1.24 acres with a single-wide home tucked back off the road, creating a pretty and private country feel. Property Features: • 1.24 acres • 2 bedrooms • 2 full bathrooms • Welcoming front porch • Back deck perfect for relaxing • Home sits back off the road in a beautiful setting Please note: The manufactured home has not been detitled and has not been converted to real property. The sellers are starting the process to convert it to real property. Buyers should verify financing eligibility and all applicable requirements with their lender and the appropriate authorities. The sellers have owned the property for only a short time and have never lived in the home. Current records indicate Western Union Elementary and Parkwood schools. A great opportunity to own acreage in Monroe with room to enjoy the outdoors and make this property your own!

3415 Waxhaw Highway, Monroe

Listing courtesy of Debbie Clontz Real Estate LLC. Debbie@debbieclontzteam.com

$240,000

3 Beds ⋅ 2 Baths ⋅ 4428093 MLS ⋅ ACTIVE Status

PRE-INSPECTED ON 9/29/2026 and will be available to all agent and buyer(s). Cutest Bungelow, with neutral paint, hardwood flooring, lights/fans in most rooms, a large storage oversized Laundry Room, bedrooms are large/Den area has a closet so it could be a 4th bedroom. This cute home is a great starter home, and has great curb appeal and charm inside. Some original features are the centrally located kitchen with modern and updated appliances, cabinets and home has updated lighting and updated bathrooms. House was converted from a duplex to a single family home. Nice back yard. Walking distance to Elementary and close to middle and high schools. Great access to shopping and downtown Monroe. It has charm and character. Has been well-maintained. Fireplaces are covered and unusable but have a architectural design feature showing the character of a home built in the 1930's. This is well built home, solid with heavy timber wood. Sellers have never occupied the home. This Home is bieng sold 'AS IS' which is in great condition, and the Home Inspection report will be available Wednesdaym 9/30.26, SOLD IN 'AS IS' CONDITION, NO REPAIRS.

1015 Elm Street, Monroe

Listing courtesy of Keller Williams Ballantyne Area. sharonfinch@kw.com

$189,900

3 Beds ⋅ 2 Baths ⋅ 4423947 MLS ⋅ ACTIVE Status

Welcome to 803 S Bragg Street in Monroe! This inviting one-story brick home offers 3 bedrooms and 1.5 baths, combining classic charm with comfortable everyday living. Relax on the covered front porch, perfect for enjoying your morning coffee or unwinding at the end of the day. Inside, the living room features a cozy fireplace, creating a warm and welcoming gathering space. The single-level layout offers convenient living, while the established yard provides space to enjoy the outdoors. Ideally situated near Historic Downtown Monroe, you'll enjoy easy access to local restaurants, coffee shops, boutiques, and community events. Nearby Sunset Park, Gateway Park, and the downtown greenway offer additional opportunities for outdoor recreation. Convenient access to shopping, healthcare, and the US-74 corridor makes this home a wonderful opportunity to enjoy the charm and convenience of Monroe living!

803 S Bragg Street, Monroe

Listing courtesy of Showcase Realty LLC. nancy@showcaserealty.net

$232,000

3 Beds ⋅ 2 Baths ⋅ 4425609 MLS ⋅ ACTIVE UNDER CONTRACT Status

INVESTOR/FIXER-UPPER OPPORTUNITY! Priced aggressively at $232,000 CASH to sell! Full-brick ranch with three Fireplaces on a spacious 1.14-acre lot with tremendous potential for the buyer ready to renovate and create value. The main home offers 2,015 heated sq ft with large rooms and a functional layout, PLUS an additional 786 heated/cooled sq ft connected to the home through a fully enclosed porch. The additional space offers excellent potential for a future in-law suite, private guest quarters, home office, or rental space. Property requires extensive renovation and is being sold AS-IS. Bring your vision, contractor and renovation plan—this is an opportunity to transform a substantial brick home on acreage at an aggressive price point.

1713 White Store Road, Monroe

Listing courtesy of Crosstree Realty. LoriBeth@CrossTreeRealty.com

$225,000

3 Beds ⋅ 2 Baths ⋅ 4418293 MLS ⋅ ACTIVE Status

Charming 3-bedroom, 1.5-bath home situated on a spacious lot in desirable AF8 zoning at 7218 Wolf Pond Rd in Monroe. Built in 1961, this single-story property offers 1,260 sq ft of living space with forced air heating, durable vinyl exterior, and composition shingle roof. Great opportunity for homeowners, investors, or those seeking country living with room to expand while remaining convenient to local amenities.

7218 Wolf Pond Road, Monroe

Listing courtesy of Mark Spain Real Estate. ThomasHopkins@markspain.com

$190,000

2 Beds ⋅ 2 Baths ⋅ 4413827 MLS ⋅ ACTIVE Status

This cozy 2-bedroom, 1.5 bathroom home offers comfortable living in a peaceful community. Well maintained and move-in ready, it features a functional layout with inviting living spaces perfect for everyday living. Whether you're first-time homebuyer, looking to downsize, or seeking a great investment opportunity, this home offers comfort, convenience, and low-maintenance living in a quiet, welcoming neighborhood.

718 W Franklin Street, Monroe

Listing courtesy of Mark Spain Real Estate. tvmcneill@gmail.com

$225,000

1 Beds ⋅ 1 Baths ⋅ 4413048 MLS ⋅ ACTIVE Status

Charming 1935 bungalow near the heart of Historic Downtown Monroe! Offering an approachable opportunity for homeownership, this home combines character with a functional floor plan. Inside, you'll find a spacious living room with fireplace, separate dining room or flex space, kitchen with center island, breakfast area, and a dedicated laundry space. The location is a standout—enjoy convenient access to Historic Downtown Monroe and its growing mix of locally owned restaurants, coffee shops, boutiques, entertainment and community events.

103 N West Street, Monroe

Listing courtesy of COMPASS. jody@jodymunn.com

$249,999

3 Beds ⋅ 1 Baths ⋅ 4411877 MLS ⋅ ACTIVE Status

Fully renovated and move-in ready home in Monroe! This property has been thoughtfully updated throughout, featuring fully refinished walls, with fresh interior and exterior paint, brand new roof, updated facia, trim and shutters. Inside is all new LVP flooring and Baseboard, Brand New Lower Cabinetry with refinished upper cabinets with all new doors, new countertops and backsplash. With new digital range hood included. Fully updated bath with new vanity, new fixtures, all new lighting, outlets and switches and numerous finish upgrades that give the home a clean, contemporary feel. The open and functional layout maximizes space and natural light, making it ideal for everyday living and entertaining. Enjoy a long driveway with room for multiple vehicles and the convenience of a attached carport, along with a spacious open front yard. There is also an attached utility shed with easy access to store your outdoor belongings. Conveniently located just minutes from downtown Monroe, shopping, dining, schools, and major roadways for an easy commute. A great opportunity for buyers looking for a turn-key home with quality updates already completed. This home won't last long, come check it out today before it's gone.

705 Creekridge Drive, Monroe

Listing courtesy of Realty One Group Revolution. jbradley0117@gmail.com

$249,900

3 Beds ⋅ 2 Baths ⋅ 4409724 MLS ⋅ ACTIVE Status

7021 Plyler Mill Rd sits on 1.71 wooded acres in Monroe, NC, set back along a gravel drive with no HOA. Needs work throughout; the seller started renovations but did not finish. Subflooring is soft in some areas, with soft spots noted on the second floor. Updates include a roof replaced about 2–3 years ago, a full copper repipe, and a new refrigerator and gas range. The 2,648 sq ft home has 3 bedrooms, 1.5 baths, a laundry room, and tile and laminate floors. The open kitchen features oak cabinets, a breakfast bar and walk-in pantry, leading to a living room with a stone fireplace and built-ins. The rear addition is at drywall stage, with stairs unfinished and a third bathroom planned. The 2-car garage/workshop is framed and wired, with room for equipment. A detached storage shed sits off the drive. The garage door and downstairs AC unit need replacement. Sold as-is with no repairs. Some photos have been virtually rendered.

7021 Plyler Mill Road, Monroe

Listing courtesy of Beycome Brokerage Realty LLC. 804-656-5007

$199,000

3 Beds ⋅ 2 Baths ⋅ 4408870 MLS ⋅ ACTIVE Status

Calling all visionaries, renovators, and lovers of historic homes! Nestled in Monroe's charming historic district, this early 20th-century gem is bursting with character and ready for its next chapter. With a spacious floor plan, an expansive backyard, and timeless architectural charm, this home offers the rare opportunity to restore, reimagine, and create something truly special. Whether you're dreaming of preserving its original details, designing a stunning modern farmhouse, or crafting the perfect blend of old and new, the possibilities are endless. Homes with this much potential don't come along often; bring your creativity and transform this historic treasure into the showpiece it was meant to be.***APPRAISED ABOVE ASKING***270K

510 Everette Street, Monroe

Listing courtesy of Better Homes and Garden Real Estate Paracle. Tony@Tonykarakrealty.com

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