Monroe Homes under $400,000

Welcome to Monroe, North Carolina – a charming city that beautifully blends Southern hospitality with modern conveniences. Nestled in Union County, Monroe is a vibrant community known for its rich history, friendly atmosphere, and a strong sense of community. With a population that embraces diversity and growth, Monroe is the perfect place for families, young professionals, and retirees alike.

One of the most appealing aspects of Monroe is its affordability, particularly when it comes to housing. If you’re in the market for a home under $400,000, you’ll find a fantastic selection of properties that offer both value and comfort. From cozy single-family homes to spacious townhouses, the real estate market here caters to a variety of tastes and lifestyles. Many of these homes feature modern amenities, open floor plans, and beautiful outdoor spaces, making them ideal for entertaining or simply enjoying the tranquility of suburban life.

Monroe boasts a variety of parks, recreational facilities, and local shops, ensuring that residents have plenty of options for leisure and entertainment. The city is also conveniently located near major highways, providing easy access to Charlotte and surrounding areas for work or play.

Whether you’re looking to settle down or invest in a property, Monroe presents a unique opportunity to enjoy a high quality of life without breaking the bank. With its welcoming community and affordable housing options, Monroe is truly a hidden gem in North Carolina. Come discover your dream home in this delightful city!

Newest Monroe Homes under $400,000

$308,000

3 Beds ⋅ 2 Baths ⋅ 4430659 MLS ⋅ ACTIVE Status

Welcome home to this charming property nestled in a peaceful cul-de-sac, offering both comfort and convenience. Ideally located near schools, shopping, dining, entertainment, and everyday amenities, this home provides an excellent combination of location and lifestyle. Step outside and enjoy the expansive, level backyard, featuring a large deck that’s perfect for entertaining, family gatherings, celebrations, or simply relaxing outdoors. A spacious storage shed provides additional room for tools, equipment, and outdoor essentials. The home also features several important updates, including a 2-year-old HVAC system, new windows, and a new patio door, providing added comfort and peace of mind. Whether you're looking for your first home or an opportunity to expand your investment portfolio, this property offers plenty of potential. Come see all that this home and its convenient location have to offer!

2505 Justin Court, Monroe

Listing courtesy of ERA Live Moore. NONE

$319,900

3 Beds ⋅ 2 Baths ⋅ 4429983 MLS ⋅ ACTIVE Status

Welcome home to this charming three-bedroom, two-bath ranch featuring a welcoming brick-front exterior, vinyl siding, and a two-car garage. Inside, you’ll find beautiful LVP flooring and a freshly painted interior that creates a clean, bright, move-in-ready feel. The home offers a comfortable layout with plenty of space for everyday living and entertaining. Step outside to enjoy the rear porch overlooking the fenced-in backyard, providing a great space for relaxing and/or entertaining With its inviting curb appeal, convenient one-level living, two-car garage, fenced yard, and fresh updates, this home is ready for its next owners. Come see all it has to offer!

2425 River Chase Drive, Monroe

Listing courtesy of Emerald Pointe Realty. bbenton@emeraldpointerealty.com

$240,000

2 Beds ⋅ 1 Baths ⋅ 4430267 MLS ⋅ ACTIVE Status

-PRE-INSPECTED HOME - INSPECTION AVAILABLE, Cute Bungelow, with large spacious kitchen, hardwood floors, open large kitchen with refrigerator, updated appliances leading to a interior breakfast area with sunroom type windows; large storage room in back of home, large storage exterior building, .42 acre yard, home is located in the area of Lake Lee Estates, new construction homes surrounds this cute bungelow. Fireplace Where is - As is. Home being sold with NO REPAIRS, although inspection is available for buyer. The backporch overlooks a large spacious back yard - no covenants and restrictions, Owners have Never Lived in Home, and are selling "AS IS", NO REPAIRS - Has been a rental.

1609 Russell Courtney Road, Monroe

Listing courtesy of Keller Williams Ballantyne Area. sharonfinch@kw.com

$354,900

4 Beds ⋅ 3 Baths ⋅ 4430284 MLS ⋅ ACTIVE Status

Main-level Primary Suite + over 2,000 square feet in established Scotch Meadows! A welcoming front porch and stone-accented exterior create an inviting first impression. Inside, the main level features the Primary Suite with private bath and walk-in closet, plus an open Kitchen, Dining area and Great Room. Upstairs, three additional bedrooms, a full bath and Game Room provide plenty of flexible living space. Refrigerator, washer and dryer convey for added move-in-ready convenience. Enjoy the rear patio, 2-car garage and the comfort of a fully built-out neighborhood without the bustle of ongoing construction. Convenient to Monroe's historic downtown, shopping, dining and entertainment. Seller also to provide up to $700 in SPCC for a 1-year warranty.

731 Scotch Meadows Loop, Monroe

Listing courtesy of TLS Realty LLC. kwilson@tlsrealtyllc.com

$364,900

4 Beds ⋅ 3 Baths ⋅ 4430278 MLS ⋅ ACTIVE Status

Welcome home to this spacious 4-bedroom home offering approximately 2,429 square feet in established Scotch Meadows. A welcoming front porch and brick-accented exterior create great curb appeal, while the tree-lined backyard backs to the community retention pond rather than another home. Inside, the main level features a separate Study and Dining Room along with an open Kitchen, Nook and Great Room. Upstairs, the Primary Suite is joined by three additional bedrooms, a full bath, laundry and versatile Game Room. Refrigerator, washer and dryer convey, adding to the move-in-ready convenience. A 2-car garage provides plenty of parking and storage. Enjoy an established, fully built-out neighborhood with convenient access to Monroe's shopping, dining and entertainment. Seller also to provide up to $700 in SPCC for a 1-year warranty.

706 Scotch Meadows Loop, Monroe

Listing courtesy of TLS Realty LLC. kwilson@tlsrealtyllc.com

$350,000

5 Beds ⋅ 3 Baths ⋅ 4430110 MLS ⋅ ACTIVE Status

Welcome home to this spacious 5-bedroom, 2.5-bath home in the Veronica Springs community of Monroe, offering a flexible floor plan with plenty of room to spread out. The open main level brings the kitchen, dining and living areas together, creating an easy flow for everyday living and entertaining. The kitchen features white cabinetry, granite countertops, stainless steel appliances, a gas range, large island with seating and a walk-in pantry. Just off the kitchen, the dining area provides plenty of space for gathering and flows into the generously sized living room. The main-level primary suite offers added convenience and features a spacious bedroom, private bath with dual-sink vanity and walk-in shower, plus an impressive walk-in closet. A half bath and dedicated laundry room complete the first floor. Upstairs, you'll find four additional bedrooms, a full bath with dual sinks and a large loft/family room that provides even more flexible living space—perfect for a second living area, playroom, media room or home office.. An attached two-car garage adds everyday convenience, while the Veronica Springs community offers sidewalks, a playground and picnic areas. Conveniently located near Hwy 74 and Hwy 601 with easy access to shopping, dining and everyday conveniences.

1553 Forkhorn Drive, Monroe

Listing courtesy of COMPASS. kara.coll@compass.com

$350,000

3 Beds ⋅ 3 Baths ⋅ 4429566 MLS ⋅ ACTIVE Status

Beautiful brand new 3 bedroom, 2.5 bath single family home in the heart of Monroe, NC! Enjoy an open concept main level with living room, dining area, and kitchen featuring an island, solid quartz countertops, stainless steel appliances, and custom cabinetry. Luxury flooring throughout the first floor, plus a convenient half bath and laundry room. Upstairs offers a primary suite with private en suite bath and walk in closet, along with two additional bedrooms and a full bath. Additional features include an attached large 1 car garage, front porch, rear deck and large yard. Walk to shops, restaurants, and the Monroe Science Museum. Don’t miss this new construction home.

308 E Talleyrand Avenue, Monroe

Listing courtesy of EXP Realty LLC Ballantyne. 910-547-1533

$335,000

3 Beds ⋅ 2 Baths ⋅ 4429874 MLS ⋅ ACTIVE UNDER CONTRACT Status

Welcome to easy one-level living in desirable Cornerstone! Beautiful curb appeal and mature landscaping welcome you to this thoughtfully updated ranch home, where comfortable living spaces and an exceptional private backyard create the perfect retreat. The fully fenced backyard is truly an oasis, offering multiple spaces to relax, entertain, and enjoy the outdoors, including a concrete patio with pergola, deck, fire pit, raised garden beds, and large storage shed. Inside, the open floor plan creates an effortless flow between the kitchen, dining, and great room. The well-appointed kitchen features abundant cabinetry, generous counter space, convenient bar-top seating, separate pantry, and stainless steel appliances—with the refrigerator conveying! The kitchen opens to a spacious casual dining area highlighted by beautiful bay windows with plantation shutters, and continues seamlessly into the great room with gas fireplace. A conveniently located laundry room provides easy access to the attached two-car garage. Washer and dryer also included. Numerous updates and upgrades by the seller provide a truly turnkey opportunity, including newer laminate flooring throughout most main living areas, a brand-new HVAC system installed in 2026, and ceiling fans in the great room and all bedrooms. The spacious owner's suite features a trey ceiling, walk-in closet, and beautifully updated bath with a sleek oversized walk-in shower. Cornerstone residents enjoy a community pool, playground, and beautiful park-like common areas. Conveniently located near shopping, dining, everyday conveniences, and major commuter routes. Move-in ready and offering exceptional indoor-outdoor living, this home is ready to welcome its next owner. PLUS—eligible buyers may receive up to $3,000 toward closing costs when using the preferred lender. Don't miss this opportunity!

3034 Proverbs Court, Monroe

Listing courtesy of Coldwell Banker Realty. sgray@cbcarolinas.com

$300,000

3 Beds ⋅ 1 Baths ⋅ 4429764 MLS ⋅ COMING SOON Status

Welcome to 2206 White Store Road in Monroe's Worthwood neighborhood! This three-bedroom, one-bath home sits on just under an acre, giving you room to spread out, garden, play or entertain. Enjoy a peaceful setting in a great area, just minutes from shopping, dining and everyday amenities. Don't miss the chance to make it yours!

2206 White Store Road, Monroe

Listing courtesy of Keller Williams Ballantyne Area. lisaarcher@kw.com

$400,000

3 Beds ⋅ 2 Baths ⋅ 4429755 MLS ⋅ COMING SOON Status

Excellent Opportunity for potential development with 3.35 acres on Griffith Road. Beautiful, county setting! Nature lovers will be drawn to the cozy lifestyle offered with this small estate tucked in the trees. Private but convenient to Monroe. Quality home with three bedrooms, two bathrooms and ideal floor plan for a growing family. Fireplace, laundry room, spacious living areas and more! Maintenance free exterior. Circular driveway, covered porch, and nice shaped parcel. Call for more details.

3902 Griffith Road, Monroe

Listing courtesy of Ross & Associates Real Estate. kellyrossbenton@gmail.com

$295,000

3 Beds ⋅ 3 Baths ⋅ 4427766 MLS ⋅ ACTIVE Status

This incredibly well-kept, owner-occupied townhome offers three bedrooms, two and a half baths, and a wonderful layout designed for comfortable living. This homes features the Countertop/cabinet/floor combo noted as one of the nicer packages in the community, includes upgraded lighting and fans and comes with the appliances, making it move in ready and easy for the next homeowners to settle right in. Enjoy the added privacy of a home that backs up to the woods, creating a peaceful backdrop. The community offers top-of-the-line amenities, including a wonderful pool, playground, and fully stocked fishing pond that residents can enjoy. Warm Welcome home!

2753 Aubrey Street, Monroe

Listing courtesy of COMPASS. jobey.thomas@compass.com

$219,900

3 Beds ⋅ 1 Baths ⋅ 4429680 MLS ⋅ ACTIVE Status

Found It: Your Needle in the Haystack! Needle… meet haystack! A three-bedroom home in this area for $219,900? Stop scrolling and take a look at 712 Edgehill Drive in Monroe. This three-bedroom, one-bath home is ready for a little TLC and a lot of imagination. Refresh it, make it yours, and build sweat equity as you go — or explore the possibilities as an investor. Sitting on an almost half-acre lot with a spacious backyard, there’s plenty of room to spread out, entertain, play, garden, or simply enjoy the extra outdoor space. At this price, you get the chance to choose what comes next instead of paying for someone else’s vision and there’s plenty to enjoy beyond your front door. Spend an evening dining or browsing the shops in Historic Downtown Monroe, plan a visit to Treehouse Vineyards, or head into Charlotte when you’re in the mood for Uptown’s restaurants, entertainment, and events. Schedule your showing today to see why this might be the needle you’ve been searching for!

712 Edgehill Drive, Monroe

Listing courtesy of THE AVALON REALTY GROUP LLC. lrivera@trinityfieldservicesnc.com

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